---
description: Tudo sobre Payoneer: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais!
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title: Payoneer - Preço, avaliações e classificação - Capterra Portugal 2026
---

Breadcrumb: [Home](/) > [Sistemas de Pagamentos](/directory/30232/payment-processing/software) > [Payoneer](/software/187086/payoneer)

# Payoneer

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> Solução de processamento de pagamento transfronteiriço que permite às empresas gerenciar pagamentos globais com segurança.
> 
> Verdict: Rated **4.2/5** by 768 users. Top-rated for **Probabilidade de recomendação**.

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## Quick Stats & Ratings

| Metric | Classificação | Detail |
| **Geral** | **4.2/5** | 768 Avaliações |
| Praticidade | 4.2/5 | Based on overall reviews |
| Suporte ao cliente | 3.8/5 | Based on overall reviews |
| Relação qualidade/preço | 4.0/5 | Based on overall reviews |
| Recursos | 4.2/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Probabilidade de recomendação) |

## Sobre o fornecedor

- **Empresa**: Payoneer
- **Location**: New York, EUA

## Commercial Context

- **Modelo de preços**:  (Teste Grátis)
- **Target Audience**: Profissional autônomo, 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000, 1 001 - 5 000, 5 001 - 10 000, 10 000+
- **Deployment & Platforms**: Nuvem, SaaS, baseado na web
- **Idiomas**: alemão, chinês, coreano, dinamarquês, espanhol, finlandês, francês, húngaro, inglês, italiano, japonês, polaco, português, russo, turco, árabe
- **Available Countries**: Alemanha, Austrália, Brasil, Canadá, China, Estados Unidos, Japão, México, Reino Unido, Índia

## Recursos

- Cobrança e faturamento
- Conciliação bancária
- Gestão de tesouraria
- Monitoramento de transações
- Processamento de faturas
- Processamento de pagamentos
- Relatórios e análise de dados

## Integrations (2 total)

- PayPal
- Xero

## Opções de suporte

- FAQs/Fórum

## Category

- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)

## Categorias relacionadas

- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)
- [Software de Contas a Pagar](https://www.capterra.pt/directory/30520/accounts-payable/software)
- [Software de Faturação](https://www.capterra.pt/directory/30015/billing-and-invoicing/software)

## Alternativas

1. [PayPal](https://www.capterra.pt/software/179251/paypal) — 4.6/5 (26681 reviews)
2. [Venmo](https://www.capterra.pt/software/182159/venmo-) — 4.7/5 (9306 reviews)
3. [Stripe](https://www.capterra.pt/software/123889/stripe) — 4.6/5 (3387 reviews)
4. [Square Payments](https://www.capterra.pt/software/170278/square-payments-processing) — 4.7/5 (2716 reviews)
5. [QuickBooks Online](https://www.capterra.pt/software/141374/quickbooks-online) — 4.3/5 (8543 reviews)

## Avaliações

### "Trust Payoneer for your overseas money sending needs" — 5.0/5

> **John** | *8 de agosto de 2026* | Serviços e tecnologia da informação | Recommendation rating: 10.0/10
> 
> **Vantagens**: Having to pay contract labor overseas, such as India, Australia, etc, Payoneer makes it easy and reliable to send secure payments.  Their system seems very safe and secure and I have had no problems over the past 4 years or so using it.
> 
> **Desvantagens**: It can be a bit of a pain to initially set up the payor, as you need their bank account details, and, sometimes it doesn't accept your credit card, but overall it usually works great.
> 
> I have completely enjoyed and trusted using Payoneer to send contract payments to my overseas workers.  They get their money very quickly and I have never had an issue with it.   The rates for the sender and receiver are decent too.

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### "Payoneer is a trusted global payment platform for sellers and buyers" — 5.0/5

> **Dionne Joy** | *24 de dezembro de 2025* | Gestão de organizações sem fins lucrativos | Recommendation rating: 10.0/10
> 
> **Vantagens**: Payoneer is excellent and trusted global payment platform. Payoneer offer secure Payment, value for money, great customer support. Great for sellers and buyers, you can view transactions immediately. Easy accounting and bookkeeping
> 
> **Desvantagens**: I love using Payoneer,  Fees are cheaper than some other payment platform with limited bugs and issue. Payoneer learning curves at first took some time to understand, but love using it now.
> 
> My overall experience with Payoneer has been great. Payment was received quickly. Payoneer is a reliable solution for freelancers and businesses managing international payments. Fees are cheaper than some other payment platform with limited bugs and issue

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### "Insecure for holding funds. Arbitrary freezes." — 1.0/5

> **Alejandro** | *19 de maio de 2026* | Design | Recommendation rating: 1.0/10
> 
> **Vantagens**: Fast reception of ACH transfers, on time card delivery. Basically it. &#10;Worked well until it didn't .
> 
> **Desvantagens**: Customer support is frustrating. Agents sound like chatbots focused on closing tickets rather than solving problems, often disappearing after sending a response. On-site support inquiries auto-close with irrelevant templates and are marked 'resolved' to boost their metrics, forcing you to constantly reopen threads. Getting through to a live agent is a nightmare; I once waited six hours just to move up in the queue.&#10;&#10;Additionally, fees are significantly higher than competitors. To make it worse, SMS 2FA breaks regularly and codes often never arrive, forcing me to manually request an authenticator setup instead of waiting hours for a text.
> 
> I used my account for nearly 10 years to receive freelancing funds until one day I woke up to find it closed. They demanded proof of income and address; I submitted everything, only to have them unfreeze it three weeks later and immediately close it for alleged 'T\&amp;C Violations.'&#10;&#10;I strictly used the account for work payments and regular shopping, taking great care to comply with rules for nearly a decade. Being locked out of my funds for almost a month is something I'd expect from a 'banana bank,' not a self-proclaimed 'fintech leader.'&#10;&#10;Stay away and find a more serious financial services provider.

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### "Reliable international payments platform" — 4.0/5

> **Avaliador Verificado** | *25 de julho de 2026* | Bens de consumo | Recommendation rating: 8.0/10
> 
> **Vantagens**: Payoneer is one of the best software with user friendly interface for international payments. It is easy to use and understand even for the new users. It is a reliable software for sending and receiving money internationally. Also it provides all essential security features like identity verification and account protection.
> 
> **Desvantagens**: Customer support and assistance is sometimes too slow and not up to the mark specifically for payment related queries. I've also experiences minor bugs and glitches like slow loading of pages.
> 
> My overall experience with Payoneer has been good so far as it is reliable and made tracking the payments and maintaining it's records easy. It offers good value for money by providing all necessary features required for international payments s. Although it's customer care lacks a valuable assistance.

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### "Amaizing for freelancers" — 4.0/5

> **Luicianna** | *19 de maio de 2025* | Serviços ao consumidor | Recommendation rating: 9.0/10
> 
> **Vantagens**: It is an amazing app, I use it all the time to move my money around. Very intuitive and with good fees
> 
> **Desvantagens**: Sometimes, the time it takes to withdraw money can be quite long, and if you're in need of the money, that can be a huge inconvenience
> 
> Pretty good experience, easy to use, and secure enough. I will make it faster on withdrawal times, and that would make it perfect. Also, I wish I could get the card for free

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## Links

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