--- description: Tudo sobre Plaid: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais! image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plaid - Preço, avaliações e classificação - Capterra Portugal 2026 --- Breadcrumb: [Home](/) > [Software de Empréstimo Comercial](/directory/30537/commercial-loan/software) > [Plaid](/software/174384/plaid) # Plaid Canonical: https://www.capterra.pt/software/174384/plaid Page: 1 / 5\ Seguinte: [Next page](https://www.capterra.pt/software/174384/plaid?page=2) > O Plaid é uma plataforma de tecnologia que permite que os aplicativos se conectem às contas bancárias dos usuários. > > Verdict: Rated **4.4/5** by 101 users. Top-rated for **Probabilidade de recomendação**. ----- ## Resumo ### Quem usa Plaid? O produto Asset, do Plaid, é uma ótima opção para um captador de empréstimo que deseja digitalizar o processo de empréstimo e criar uma experiência melhor para o mutuário. ## Quick Stats & Ratings | Metric | Classificação | Detail | | **Geral** | **4.4/5** | 101 Avaliações | | Praticidade | 4.6/5 | Based on overall reviews | | Suporte ao cliente | 4.3/5 | Based on overall reviews | | Relação qualidade/preço | 4.4/5 | Based on overall reviews | | Recursos | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Probabilidade de recomendação) | ## Sobre o fornecedor - **Empresa**: Plaid - **Location**: San Francisco, EUA - **Founded**: 2012 ## Commercial Context - **Modelo de preços**: (Free version available) - **Target Audience**: Profissional autônomo, 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000, 1 001 - 5 000, 5 001 - 10 000, 10 000+ - **Deployment & Platforms**: Nuvem, SaaS, baseado na web, Android (celular), iPhone (celular), iPad (tablet) - **Idiomas**: alemão, dinamarquês, espanhol, estónio, francês, inglês, italiano, letão, lituano, neerlandês, norueguês, polaco, português, romeno, sueco - **Available Countries**: Alemanha, Bélgica, Canadá, Dinamarca, Espanha, Estados Unidos, Estónia, França, Irlanda, Itália, Letónia, Lituânia, Noruega, Países Baixos, Polónia, Portugal, Reino Unido, Suécia ## Recursos - Ambiente de desenvolvimento integrado - Autenticação - Autenticação Multifator - Avaliação de riscos - Banco de dados de imóveis - Banco de varejo - Banco digital - Biometria - Cumprimento Tributário - Demonstrativo de lucros e perdas - Detecção de fraude - Distribuição automática de fundos - Geração de relatórios financeiros - Gerenciamento de documentos - Gestão da carteira de empréstimos - Gestão da folha de pagamento - Gestão da manutenção - Gestão de conformidade - Gestão de mutuários - Gestão de reclamações - Gestão do risco - Gestão financeira - Importação/exportação de dados - Incorporação - Indicadores de desempenho - Interface gráfica do usuário - KYC Compliance - Leitor de cartões móvel - Limpeza de Reclamações - Liveness Detection - Monitoramento de transações - Métodos de autenticação múltiplos - Pagamentos eletrônicos - Pagamentos móveis - Painel - Processamento de cartões de crédito - Processo de integração dos usuários - Propriedades comerciais - Rastreamento de aluguéis - Rastreamento de investimentos - Real-Time Reporting - Relatório de Nóminas - Relatórios e análise de dados - Relatórios e estatística - Seguimento de status - Transferência eletrônica de fundos - Triagem de antecedentes - Verificação de dados - Verificação de elegibilidade de seguro - Verificação de identidade ... and 36 more features ## Integrations (31 total) - ASTRA - Adyen - Airwallex - Alchemy - Alloy - Alpaca - Atomic - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote ... and 16 more integrations ## Opções de suporte - Email/Help Desk - FAQs/Fórum - Base de conhecimento ## Category - [Software de Empréstimo Comercial](https://www.capterra.pt/directory/30537/commercial-loan/software) ## Categorias relacionadas - [Software de Empréstimo Comercial](https://www.capterra.pt/directory/30537/commercial-loan/software) - [Sistemas de Gestão Integrada de Riscos](https://www.capterra.pt/directory/31545/integrated-risk-management/software) - [Software de Gestão de Investimentos](https://www.capterra.pt/directory/20010/investment-management/software) - [Software para Desenvolvimento de Aplicativos](https://www.capterra.pt/directory/32016/app-building/software) - [Software de Autenticação](https://www.capterra.pt/directory/31218/authentication/software) ## Alternativas 1. 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[QuickBooks Online](https://www.capterra.pt/software/141374/quickbooks-online) — 4.3/5 (8447 reviews) ## Avaliações ### "Convenient but could be more transparent" — 4.0/5 > **Dallas** | *30 de junho de 2025* | Biotecnologia | Recommendation rating: 8.0/10 > > **Vantagens**: -Most connections are stable and don’t need frequent re-linking. -Works with most major services like Venmo, Robinhood, Mint, and many more -Login details are not stored on Plaid’s servers > > **Desvantagens**: -Not every institution is available, especially local or regional ones. -There’s no single place for users to manage or revoke app permissions across all Plaid-connected apps > > Ive used Plaid a bunch of times to link my bank account to different apps like budgeting tools, investing platforms. Most of the time, it works smoothly. Way better than having to enter everything manually. That said, it’s not perfect. Some smaller banks or credit unions aren’t supported, and sometimes you have to reconnect accounts if the link breaks. Also, it’s not always super clear what data the app is getting access to. Security-wise, I feel pretty good about it. They don’t store your login info, and everything seems encrypted and secure. Still, I wish there were more user-facing tools to manage connections across different apps in one place. Overall, Plaid makes connecting your bank to apps fast and easy. It mostly just works, which is kind of the point. A few more transparency and control features would make it better ----- ### "Great for financial integrations but occasional connection issues" — 4.0/5 > **Avaliador Verificado** | *1 de abril de 2026* | Biotecnologia | Recommendation rating: 10.0/10 > > **Vantagens**: I liked how easy it makes connecting bank accounts to apps. The whole process is pretty quick and smooth and it works with a huge number of banks which is really helpful. It saves a lot of time compared to manually entering details or verifying accounts. I also like that it feels secure and widely trusted since a lot of popular app use it. Overall it just makes financial integrations much simpler for both users and developers. > > **Desvantagens**: One thing I didn’t like is that sometimes bank connections can break or not sync properly, especially with smaller banks. It can be a bit frustrating when data is delayed or missing and you don’t realize it right away. Also, for businesses, pricing and setup can feel a little complex depending on the use case. There are also some concerns people have around sharing financial data, even though it’s generally secure. > > My experiance with Plaid has been mostly positive. It’s a very useful platform for connecting financial data and powering apps like payments, budgeting, and investing tools. The API capabilities are pretty strong and allow companies to build advanced financial features without dealing with banks directly. That said, it’s not always perfect and sometimes requires extra handling for edge cases or connection issues. But overall it’s a reliable and widely used solution in the fintech space. ----- ### "It’s convenient, but it could use some work" — 3.0/5 > **Jamie** | *18 de janeiro de 2026* | Alimentação e bebidas | Recommendation rating: 3.0/10 > > **Vantagens**: The take away from plaid is having all of your immediate banking information and verification at your fingertips. And it’s fairly easy to use. > > **Desvantagens**: A few cons that I have about plat is the fact that you cannot verify Cash app or PayPal 70% of people use those platforms however they’re not compatible with plaid. Another thing that I disliked is that you’re begging information is linked to that number until you physically remove it. I’ve had instances where I had a new number and I had to verify my bank through Platt and someone else else’s banking information popped up. > > Although my overall experience with plaid is about 75% it’s a wonderful platform to verify your banking information fairly quickly. I just worry about other people that may have an old number of mine having access to my old banking information. ----- ### "Easy to use\!" — 5.0/5 > **Savannah** | *17 de março de 2026* | Saúde, bem-estar e condicionamento físico | Recommendation rating: 10.0/10 > > **Vantagens**: This was an easy way to securely link our business bank account to the software that will take payments from customers. The process was very efficient\! > > **Desvantagens**: We have not experienced any cons while using this to connect our bank account securely to the system that accepts payments from our customers. > > It has been a positive experience\! Our information has been kept secure while connecting us to the intended platform. ----- ### "Reliable and Powerful" — 5.0/5 > **Haley** | *19 de março de 2026* | Consultório médico | Recommendation rating: 10.0/10 > > **Vantagens**: Plaid makes it incredibly easy to securely connect bank accounts to apps with fast integration and support. > > **Desvantagens**: Some employees in my company have worried about sharing sensitive financial data however that would be an issue with many other bank connecting applications as well. > > Overall Plaid has provided a smooth and reliable way to link financial accounts and power modern financial apps. ----- Page: 1 / 5\ Seguinte: [Next page](https://www.capterra.pt/software/174384/plaid?page=2) ## Links - [View on Capterra](https://www.capterra.pt/software/174384/plaid) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data