--- description: Tudo sobre BILL Spend & Expense: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais! image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: BILL Spend & Expense - Preço, avaliações e classificação - Capterra Portugal 2026 --- Breadcrumb: [Home](/) > [Software de Relatório de Despesas](/directory/30559/expense-report/software) > [BILL Spend & Expense](/software/166905/divvy) # BILL Spend & Expense Canonical: https://www.capterra.pt/software/166905/divvy Page: 1 / 19\ Seguinte: [Next page](https://www.capterra.pt/software/166905/divvy?page=2) > O Divvy é uma plataforma inteligente de cartão de crédito e gestão de despesas gratuita e que recompensa você por usá-la. > > Verdict: Rated **4.7/5** by 437 users. Top-rated for **Probabilidade de recomendação**. ----- ## Resumo ### Quem usa BILL Spend & Expense? Qualquer empresa que esteja tendo dificuldades com relatórios de despesas, reembolsos, recibos, contratos anuais de software caros e outras dores de cabeça financeiras. O Divvy pode resolver todas elas. E de graça. ## Quick Stats & Ratings | Metric | Classificação | Detail | | **Geral** | **4.7/5** | 437 Avaliações | | Praticidade | 4.6/5 | Based on overall reviews | | Suporte ao cliente | 4.6/5 | Based on overall reviews | | Relação qualidade/preço | 4.7/5 | Based on overall reviews | | Recursos | 4.5/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Probabilidade de recomendação) | ## Sobre o fornecedor - **Empresa**: BILL - **Location**: Palo Alto, CA 94303, EUA - **Founded**: 2006 ## Commercial Context - **Preço inicial**: 0,00 US$ - **Modelo de preços**: (Free version available) (Teste Grátis) - **Target Audience**: Profissional autônomo, 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000, 1 001 - 5 000, 5 001 - 10 000, 10 000+ - **Deployment & Platforms**: Nuvem, SaaS, baseado na web, Mac (desktop), Windows (desktop), Android (celular), iPhone (celular), iPad (tablet) - **Idiomas**: inglês - **Available Countries**: Estados Unidos ## Recursos - Análise de despesas - Análise financeira - Aplicativo móvel - Banco de dados de contatos - Cartão corporativo - Categorização/Agrupamento - Consolidação/Roll Up - Controle de despesas - Controle de despesas - Controle de horas e despesas - Controle do processo de aprovação - Demonstrativo de lucros e perdas - Fluxo de trabalho de aprovações - Gerenciamento de documentos - Gestão de clientes - Gestão de conformidade - Gestão de políticas - Gestão de recibos - Gestão de reembolsos - Gestão de reservas - Gestão de restrições - Gestão de tarefas - Gestão de tesouraria - Gestão do fluxo de trabalho - Importação/exportação de dados - Lembretes - Múltiplas moedas - Orçamentos/Previsões - Pagamentos móveis - Painel - Processamento de pagamentos - Rastreamento do projeto - Razão geral - Receitas e balanço - Registro de auditoria - Relatórios e análise de dados - Relatórios e estatística - Reservas online - Third-Party Integrations - Upload de recibos por celular ## Integrations (11 total) - Dynamics 365 Business Central - Gmail - HRIS - Lyft Business - NetSuite - QuickBooks Enterprise - QuickBooks Online - QuickBooks Online Advanced - Sage Intacct - Slack - Xero ## Opções de suporte - Email/Help Desk - FAQs/Fórum - Base de conhecimento - Suporte por telefone - Assistência 24/7 - Bate-papo ## Category - [Software de Relatório de Despesas](https://www.capterra.pt/directory/30559/expense-report/software) ## Categorias relacionadas - [Software de Relatório de Despesas](https://www.capterra.pt/directory/30559/expense-report/software) - [Software de Faturação](https://www.capterra.pt/directory/30015/billing-and-invoicing/software) - [Sistemas de Gestão de Viagens](https://www.capterra.pt/directory/31057/travel-management/software) - [Ferramentas de Relatórios Financeiros](https://www.capterra.pt/directory/30050/financial-reporting/software) - [Software de Tempo e Despesas](https://www.capterra.pt/directory/30080/time-and-expense/software) ## Alternativas 1. [QuickBooks Online](https://www.capterra.pt/software/141374/quickbooks-online) — 4.3/5 (8447 reviews) 2. [PayPal](https://www.capterra.pt/software/179251/paypal) — 4.6/5 (26408 reviews) 3. [Abby](https://www.capterra.pt/software/1036470/abby) — 4.7/5 (604 reviews) 4. [Xero](https://www.capterra.pt/software/169561/xero) — 4.4/5 (3292 reviews) 5. [QuickBooks Enterprise](https://www.capterra.pt/software/46497/quickbooks-enterprise) — 4.5/5 (20639 reviews) ## Avaliações ### "I appreciate how simple it is to keep track of invoices and receipts" — 4.0/5 > **Maddie** | *10 de maio de 2022* | Serviços e tecnologia da informação | Recommendation rating: 9.0/10 > > **Vantagens**: Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee may now input their receipts, it has saved our accounting department many hours of labor each month. Divvy is a fantastic service. It's simple to pick up. I was worried I'd be disoriented, but a quick scan of the area turns up everything I need. > > **Desvantagens**: ACH transactions are taking too long to process. We'd want to be able to send PayPal monies straight to Divvy for payments. It is not possible to map QBO tags for transactional line items at this time. Improvements are constantly needed, just as with any other piece of software. Divvy is always striving to improve the procedure. > > Divvy is a unique tool that provides an all-in-one solution for your needs. In addition to issuing the card, they also handle all of the associated expenses. All of our expenses are now coded in Accounting so that our field workers can simply submit receipts and a business reason and move on. ----- ### "Use bill for your employees" — 5.0/5 > **Leah** | *3 de julho de 2025* | Serviços e tecnologia da informação | Recommendation rating: 10.0/10 > > **Vantagens**: It was a quick and easy process to start up. My job can load money and I can use the card the same day. > > **Desvantagens**: I do not have anything bad or negative to say about the setup or use of the app and or card. Nothing I liked least. > > Overall it is an easy and quick way for my company to send money to me to complete my work. I would recommend for other companies to use bill. ----- ### "Hidden Traps and Zero Warning A Financial Disaster for Small Businesses" — 1.0/5 > **Mark** | *16 de maio de 2025* | Segurança e investigações | Recommendation rating: 0.0/10 > > **Vantagens**: Honestly, very little. Initially, the idea of having a line of credit with built-in expense tracking seemed promising. But any potential benefits were completely overshadowed by poor communication, lack of transparency, and practices that put small businesses at serious financial risk. > > **Desvantagens**: Their billing cycle is confusing and poorly communicated. I borrowed $13,000 to cover payroll, and just days later, they pulled the entire amount back from my business account without warning, sending my balance deep into the negative. There was no notice, no option to schedule repayment, and no transparency. This kind of unpredictable behavior is dangerous for any small business relying on stable cash flow. It felt predatory and completely negligent. > > My experience with BILL Spend \& Expense was disastrous. I was approved for a $24,000 line of credit and drew $13,000 to cover payroll, only to have the entire amount yanked from my bank account within days without any clear billing schedule or warning. This left my account severely overdrawn and put my business at serious financial risk. Their lack of communication, transparency, and consideration for how small businesses operate is unacceptable. I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices. ----- ### "BSE is up to great things\!" — 4.0/5 > **Krystal** | *21 de novembro de 2023* | Contabilidade | Recommendation rating: 10.0/10 > > **Vantagens**: I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into QuickBooks. > > **Desvantagens**: The least robust features are reimbursements and account mappings. It is frustrating to take many steps to unmap and map custom fields. Make it in the same place at least. > > I think BSE is a great efficiency tool. Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity. ----- ### "Divvy is the BEST" — 5.0/5 > **Kelsi** | *25 de fevereiro de 2022* | Veterinária | Recommendation rating: 10.0/10 > > **Vantagens**: Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on. > > **Desvantagens**: The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there. > > Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client. They were willing to work with us on all of our many asks. ----- Page: 1 / 19\ Seguinte: [Next page](https://www.capterra.pt/software/166905/divvy?page=2) ## Links - [View on Capterra](https://www.capterra.pt/software/166905/divvy) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data