---
description: Tudo sobre Stripe: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais!
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title: Stripe - Preço, avaliações e classificação - Capterra Portugal 2026
---

Breadcrumb: [Home](/) > [Sistemas de Pagamentos](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Com a Stripe, sua empresa pode começar a cobrar cartões de crédito online imediatamente.  Nenhuma conta de comerciante ou gateway é necessário.
> 
> Verdict: Rated **4.6/5** by 3349 users. Top-rated for **Probabilidade de recomendação**.

-----

## Resumo

### Quem usa Stripe?

Qualquer empresa que queira aceitar pagamentos online.

## Quick Stats & Ratings

| Metric | Classificação | Detail |
| **Geral** | **4.6/5** | 3349 Avaliações |
| Praticidade | 4.5/5 | Based on overall reviews |
| Suporte ao cliente | 4.2/5 | Based on overall reviews |
| Relação qualidade/preço | 4.3/5 | Based on overall reviews |
| Recursos | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Probabilidade de recomendação) |

## Sobre o fornecedor

- **Empresa**: Stripe
- **Location**: San Francisco, EUA
- **Founded**: 2009

## Commercial Context

- **Target Audience**: Profissional autônomo, 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000, 1 001 - 5 000, 5 001 - 10 000, 10 000+
- **Deployment & Platforms**: Nuvem, SaaS, baseado na web, Android (celular), iPhone (celular), iPad (tablet)
- **Idiomas**: alemão, búlgaro, checo, chinês, dinamarquês, eslovaco, esloveno, espanhol, estónio, finlandês, grego, húngaro, inglês, italiano, japonês, letão, lituano, malaio, neerlandês, norueguês, polaco, português, romeno, russo, sueco, turco
- **Available Countries**: Alemanha, Austrália, Brasil, Bulgária, Bélgica, Canadá, Chipre, Chéquia, Dinamarca, Emirados Árabes Unidos, Eslováquia, Eslovénia, Espanha, Estados Unidos, Estónia, Finlândia, França, Grécia, Hong Kong, RAE da China, Hungria and 21 more

## Recursos

- API
- Acesso para Celular
- Cobrança e faturamento
- Cobrança recorrente ou de assinaturas
- Conformidade com o PCI
- Gestão de recibos
- Gestão de transações
- Monitoramento de transações
- Múltiplas moedas
- Múltiplas opções de pagamento
- Pagamentos eletrônicos
- Pagamentos em pessoa
- Pagamentos móveis
- Ponto de vendas (PDV)
- Prevenção de fraude de pagamento
- Processamento de cartões de crédito
- Processamento de cartões de débito/crédito
- Processamento de pagamentos ACH
- Relatórios e análise de dados
- Relatórios e estatística
- Segurança de dados
- Third-Party Integrations

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Opções de suporte

- Email/Help Desk
- FAQs/Fórum
- Base de conhecimento
- Assistência 24/7
- Bate-papo

## Category

- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)

## Categorias relacionadas

- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)
- [Software de Carteiras de Criptomoedas](https://www.capterra.pt/directory/33075/cryptocurrency-wallets/software)
- [Sistemas de Câmbio](https://www.capterra.pt/directory/10053/currency-exchange/software)
- [Software de Câmbio de Criptomoedas](https://www.capterra.pt/directory/33575/cryptocurrency-exchange/software)
- [Sistemas de Pagamento por Celular](https://www.capterra.pt/directory/31089/mobile-credit-card-processing/software)

## Alternativas

1. [PayPal](https://www.capterra.pt/software/179251/paypal) — 4.6/5 (26455 reviews)
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3. [Square Payments](https://www.capterra.pt/software/170278/square-payments-processing) — 4.7/5 (2691 reviews)
4. [Square Point of Sale](https://www.capterra.pt/software/154907/square-point-of-sale) — 4.6/5 (3031 reviews)
5. [Stax](https://www.capterra.pt/software/157492/fattmerchant-payments-online) — 4.1/5 (130 reviews)

## Avaliações

### "The easiest way to receive payments." — 5.0/5

> **Armando** | *29 de julho de 2019* | Produção audivisual | Recommendation rating: 10.0/10
> 
> **Vantagens**: What i like the most, is the number of other software that can be integrated with. This makes Stripe very versatile and manageable.
> 
> **Desvantagens**: There is no con that i can think of regarding Stripe.

-----

### "A Convenient, Centralized Hub for AR" — 4.0/5

> **Kaleb** | *23 de maio de 2026* | Consultoria de gestão | Recommendation rating: 7.0/10
> 
> **Vantagens**: Having our invoicing and accounts receivable in a single dashboard was helpful to a team that spans several time zones and has lots of moving pieces with various clients needing different billing cycles.
> 
> **Desvantagens**: Stripe's percentage is quite high on the larger-ticket billing. We paid several hundred dollars with our initial client payments, and there are more cost-efficient ways to bill one-off customers.

-----

### "A reliable, developer-friendly payment solution that scales with your business" — 5.0/5

> **Louis** | *22 de maio de 2026* | Imobiliárias | Recommendation rating: 9.0/10
> 
> **Vantagens**: Stripe has been a game-changer for our business. The setup process was incredibly smooth — we were able to start accepting payments within just a few hours. &#10;What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off payments,  The wide range of supported payment methods (cards, SEPA, BANK transfers, etc.)
> 
> **Desvantagens**: The transaction fees can be difficult to manage, especially for businesses with high volumes , connected&#10;Customer support is mostly handled via email or chat, and while the team is professional, response times can sometimes be slow for urgent issues. A more direct phone support option would be appreciated.
> 
> verall, Stripe is one of the most powerful and reliable payment processing platforms on the market. It strikes a great balance between ease of use for non-technical users and flexibility for developers. Despite the fee structure and occasional support delays, the platform's reliability, feature set, and global reach make it an excellent choice for businesses of all sizes. I would definitely recommend Stripe to any company looking for a modern, scalable payment solution.

-----

### "Funds Held for Over 1 Year Without Resolution" — 1.0/5

> **Ashish** | *14 de abril de 2026* | Publicidade e marketing | Recommendation rating: 0.0/10
> 
> **Vantagens**: Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active.
> 
> **Desvantagens**: Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period.
> 
> My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks.

-----

### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5

> **Avaliador Verificado** | *17 de março de 2026* | Hotelaria | Recommendation rating: 10.0/10
> 
> **Vantagens**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer.
> 
> **Desvantagens**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate.
> 
> Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments.

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