---
description: Tudo sobre Temenos: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais!
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title: Temenos - Preço, avaliações e classificação - Capterra Portugal 2026
---

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# Temenos

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> Core banking platform helping banks modernize with confidence, maintaining control and compliance.
> 
> Verdict: Rated **4.4/5** by 69 users. Top-rated for **Probabilidade de recomendação**.

-----

## Resumo

### Quem usa Temenos?

Retail, corporate, and private banks modernizing legacy environments and adapting to changing market and regulatory requirements.

## Quick Stats & Ratings

| Metric | Classificação | Detail |
| **Geral** | **4.4/5** | 69 Avaliações |
| Praticidade | 4.4/5 | Based on overall reviews |
| Suporte ao cliente | 4.1/5 | Based on overall reviews |
| Relação qualidade/preço | 4.2/5 | Based on overall reviews |
| Recursos | 4.4/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Probabilidade de recomendação) |

## Sobre o fornecedor

- **Empresa**: Temenos Group
- **Location**: SWITZERLAND, Suíça
- **Founded**: 1993

## Commercial Context

- **Target Audience**: 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000, 1 001 - 5 000, 5 001 - 10 000, 10 000+
- **Deployment & Platforms**: Nuvem, SaaS, baseado na web, Windows (desktop)
- **Idiomas**: inglês
- **Available Countries**: Alemanha, Austrália, Canadá, Emirados Árabes Unidos, Estados Unidos, França, Irlanda, Itália, México, Nova Zelândia, Países Baixos, Reino Unido, Singapura, Suíça, África do Sul

## Recursos

- API
- Acompanhamento de caução
- Alertas/notificações
- Alerts/Escalation
- Análises de dados comportamentais
- Autenticação
- Banco digital
- Bate-papo/Mensagens instantâneas
- Candidaturas online
- Cobrança recorrente ou de assinaturas
- Conformidade com o PCI
- Contabilidade
- Contas de clientes
- Cronograma de amortização
- Distribuição automática de fundos
- Extratos eletrônicos
- Gerenciamento de contatos
- Gestão de caixas eletrônicos
- Gestão de carteira
- Gestão de clientes
- Gestão de conformidade
- Gestão de dívidas
- Gestão de investidores
- Gestão de liquidez
- Gestão de tesouraria
- Gestão de títulos
- Gestão do fluxo de trabalho
- Gestão do risco
- Importação/exportação de dados
- Integração da contabilidade
- Lista de seguimento
- Logon único
- Monitoramento de transações
- Múltiplas marcas
- Múltiplas moedas
- Múltiplas opções de pagamento
- Pagamentos eletrônicos
- Pagamentos em pessoa
- Pagamentos móveis
- Payment Gateway Integration
- Previsão
- Processamento de pagamentos ACH
- Rastreamento de conformidade
- Registro de auditoria
- Relatórios e análise de dados
- Risk Analysis
- Third-Party Integrations
- Tomada de decisão/avaliação de risco automatizada
- Triagem de PPE (pessoas politicamente expostas)
- Verificação de identidade

... and 3 more features

## Integrations (3 total)

- Microsoft Power BI
- Plaid
- Tableau

## Opções de suporte

- Email/Help Desk
- FAQs/Fórum
- Base de conhecimento
- Suporte por telefone
- Assistência 24/7

## Category

- [Software para Bancos](https://www.capterra.pt/directory/20008/banking-systems/software)

## Categorias relacionadas

- [Software para Bancos](https://www.capterra.pt/directory/20008/banking-systems/software)
- [Sistemas de Tesouraria](https://www.capterra.pt/directory/30948/treasury/software)
- [Software de Banco Online](https://www.capterra.pt/directory/30589/online-banking/software)
- [Sistemas de Gestão de Risco Financeiro](https://www.capterra.pt/directory/20009/financial-risk-management/software)
- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)

## Alternativas

1. [Plaid](https://www.capterra.pt/software/174384/plaid) — 4.4/5 (105 reviews)
2. [Online Check Writer](https://www.capterra.pt/software/171148/online-check-writer) — 4.5/5 (255 reviews)
3. [Modern Treasury](https://www.capterra.pt/software/1067673/Modern-Treasury) — 4.7/5 (14 reviews)
4. [Intelligrow](https://www.capterra.pt/software/189232/finnova) — 5.0/5 (3 reviews)
5. [Macrobank](https://www.capterra.pt/software/39210/canopus-epaysuite) — 4.8/5 (6 reviews)

## Avaliações

### "Best in Class solutions for Core Banking Experience" — 4.0/5

> **Manasseh** | *29 de agosto de 2023* | Bancos | Recommendation rating: 9.0/10
> 
> **Vantagens**: Easely maintainable, strong API base, great architecture and friction-less integratability.
> 
> **Desvantagens**: The data structure is proprietary and xml-based, it can be daunting to build skill on.
> 
> My experience has been exceptional.

-----

### "Extensive Expertise in Temenos Products and Successful Project Deliveries" — 5.0/5

> **Stanka** | *26 de março de 2025* | Bancos | Recommendation rating: 8.0/10
> 
> **Vantagens**: I appreciate the diverse range of architectures that Temenos Core supports, enabling flexibility and adaptability across various banking environments.
> 
> **Desvantagens**: I appreciate the versatility and functionality of Temenos Core, but one area that could be improved is the complexity of some of the configurations. While powerful, certain aspects of the setup process can be challenging and may require significant time for customization and optimization.
> 
> With nearly 15 years of experience working with and utilizing Temenos products, I have gained extensive expertise and deep familiarity with your solutions, which have consistently proven to be invaluable in driving success in my projects., I have successfully delivered numerous high-impact projects across various banks, leveraging Temenos’ innovative technologies to achieve outstanding results.

-----

### "transact review" — 1.0/5

> **Miroslav** | *2 de abril de 2024* | Bancos | Recommendation rating: 1.0/10
> 
> **Vantagens**: overall functional capabilities, product improvements
> 
> **Desvantagens**: temenos customer suport, quality of fixes/patches
> 
> I am satified user of temenos product for almost 20 years

-----

### "Temenos Transact" — 5.0/5

> **Ahmed** | *3 de março de 2025* | Bancos | Recommendation rating: 10.0/10
> 
> **Vantagens**: Temenos Transact covers all the banking domains.
> 
> **Desvantagens**: some of the issues still not fixed across all the T24 releases, we still facing the daily STMT entries overwritten since R09 till R20
> 
> T24 transact is really great covers all the banking functions with no gaps

-----

### "Temenos T24" — 5.0/5

> **Hasan** | *15 de junho de 2021* | Bancos | Recommendation rating: 9.0/10
> 
> **Vantagens**: The most useful feature of this product is that it provides a very secure, reliable and convenient experience in terms of all financial transactions. Without any doubt, Temenos is the world's best banking software. It is easy to learn. Although, integration with old legacy systems is quite difficult but not impossible.
> 
> **Desvantagens**: System should be extra intelligent for detecting errors while compilation of routines. Sometimes it gets tricky to find a simple error that system should has to trace itself. Deployment is bit difficult with old banking systems.
> 
> It's been 4 years that I am using this software and I have found it really useful in many aspects. It has made the banking solutions much easier. For example, AA module which is a component based Architecture enabled us to handle multiple products like Lending, Securities and Retail.

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## Links

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