---
description: Tudo sobre EFX: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais!
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title: EFX - Preço, avaliações e classificação - Capterra Portugal 2026
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Breadcrumb: [Home](/) > [Sistemas de Pagamentos](/directory/30232/payment-processing/software) > [EFX](/software/196712/efx)

# EFX

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> Solução de processamento de pagamentos que permite às empresas aceitar pagamentos de aluguel, otimizar processos de folha de pagamento e gerenciar operações em caixas eletrônicos.
> 
> Verdict: Rated **4.0/5** by 8 users. Top-rated for **Probabilidade de recomendação**.

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## Resumo

### Quem usa EFX?

Desenvolvida para organizações de vendas independentes/implantadores de caixas eletrônicos independentes (ISOs/IADs nas siglas em inglês) e sub-ISOs que operam vários terminais de caixa eletrônico em determinadas regiões, empresas de folha de pagamento, proprietários de imóveis e gerentes, a solução ajuda a processar operações de pagamento.

## Quick Stats & Ratings

| Metric | Classificação | Detail |
| **Geral** | **4.0/5** | 8 Avaliações |
| Praticidade | 4.0/5 | Based on overall reviews |
| Suporte ao cliente | 2.4/5 | Based on overall reviews |
| Relação qualidade/preço | 3.6/5 | Based on overall reviews |
| Recursos | 3.6/5 | Based on overall reviews |
| Recommendation percentage | 60% | (6/10 Probabilidade de recomendação) |

## Sobre o fornecedor

- **Empresa**: EFX
- **Location**: Largo, EUA
- **Founded**: 2006

## Commercial Context

- **Preço inicial**: 1,00 US$
- **Modelo de preços**:  (Teste Grátis)
- **Target Audience**: Profissional autônomo, 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000, 1 001 - 5 000, 5 001 - 10 000, 10 000+
- **Deployment & Platforms**: Nuvem, SaaS, baseado na web
- **Idiomas**: inglês
- **Available Countries**: Estados Unidos

## Recursos

- Cobrança recorrente ou de assinaturas
- Monitoramento de transações
- Pagamentos móveis
- Payment Gateway Integration
- Processamento de cartões de débito/crédito
- Processamento de pagamentos ACH

## Opções de suporte

- Email/Help Desk
- Suporte por telefone
- Assistência 24/7

## Category

- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)

## Alternativas

1. [PayPal](https://www.capterra.pt/software/179251/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.capterra.pt/software/182159/venmo-) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.capterra.pt/software/123889/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.capterra.pt/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.pt/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Avaliações

### "Great for Multi Family Property" — 5.0/5

> **Jennifer** | *19 de dezembro de 2019* | Imobiliárias | Recommendation rating: 9.0/10
> 
> **Vantagens**: The ease of using the backend is really easy to teach.  It's also very easy to navigate.   It also makes leasing with people out of state much easier to pay deposits, etc...
> 
> **Desvantagens**: I would like to see about integrating on an older system of rental records.   I would like to see about the possibility of extending access to overseas customers :)
> 
> My residents have been so extremely happy with the option of paying online.  It has made their life so much easier as most of them are students.

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### "User Friendly" — 5.0/5

> **ruman** | *6 de fevereiro de 2020* | Serviços financeiros | Recommendation rating: 7.0/10
> 
> **Vantagens**: User has full control. Options are well laid out. Have the option to add users and give them control as needed.
> 
> **Desvantagens**: Not mobile friendly. Sometimes gets confusing. Passwords requirements are way too much
> 
> Use it for ATM processing

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### "Features and Recommendations" — 3.0/5

> **Luis** | *17 de janeiro de 2020* | Bancos | Recommendation rating: 6.0/10
> 
> **Vantagens**: 1) The website itself if very simple, and EFX does seem to give it's users and ATM Company operators more autonomy on the website to complete required tasks for different ATM Accounts/TID's. This is extremely beneficial in order to get a TID up and running on the spot and as quickly as possible. &#10;2) Interchange buy rates are better than the market average, but EFX should capitalize on this by making them even better in order to gain a better share of the market.
> 
> **Desvantagens**: 1) EFX use to allow individual ATM operators to process their own merchant bank accounts. Recently that access has been revoked back up to EFX Customer Support. One, this slows down my ability to process merchant accounts, and two, I have had more than one occasion where the EFX representative made a mistake with the account number, which I then had to contact to rectify. This change put a huge work load on those EFX representatives, that was not there before. When they have this huge new workload, they will speed through it and make mistakes with the account numbers. I, as an individual operator, have the time resources to thoroughly check, recheck and double check those account numbers to make sure they are correct. &#10;2) EFX controls the Interchange Buy Rates completely. I cannot control and manage the rate beyond the rate that I'm given. Let me explain. I currently have a 9 cent buy rate. I have brought other operators under me with EFX, and gave them a buy rate that is 13 cents. The benefit to me is the different between the 9 cents and 12 cents. Meaning i make 3 cents for each transaction of other operators i bring. However, i cannot control and manage that difference. I had to work with EFX for 4 months on one project of another operator i brought to the platform before the right interchange rate was given to that operator. That is a huge waste of time for me and for EFX, and it's something that drives away those new operators.
> 
> continued from above.&#10;3) EFX should have more than one option for the accounts attached to a TID. For example, if I wish to have the Vault Cash go to one account, and a Reg-E settlement go to another, I should be able to do that. right now that is not an option. It is with other ATM processors, but not EFX. &#10;2) Any action on Sibi Systems that changes the overall setup or status of an account should automatically trigger the system to send out an email to any and all managers of that TID.

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### "Ai ATMs" — 5.0/5

> **Jorge** | *13 de janeiro de 2020* | Bancos | Recommendation rating: 8.0/10
> 
> **Vantagens**: The software is Very User Friendly and easily nagivated
> 
> **Desvantagens**: The site can be Unstable and tends to update without notice

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### "Impressive" — 5.0/5

> **Franco** | *19 de dezembro de 2019* | Bancos | Recommendation rating: 10.0/10
> 
> **Vantagens**: The cleanliness and simplicity of display.
> 
> **Desvantagens**: No mobile optimization and the fact that just one individual knows more about the system
> 
> Great\!&#10;\[SENSITIVE CONTENT HIDDEN\] is always available and great asset

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## Links

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