---
description: Tudo sobre PayNet Banking Platform: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais!
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PayNet Banking Platform - Preço, avaliações e classificação - Capterra Portugal 2026
---

Breadcrumb: [Home](/) > [Software de Banco Online](/directory/30589/online-banking/software) > [PayNet Banking Platform](/software/163173/paynet-cloud)

# PayNet Banking Platform

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> O PayNet oferece soluções de software de pagamento e neobanco de marca branca totalmente gerenciadas e prontas para uso.
> 
> Verdict: Rated **4.5/5** by 13 users. Top-rated for **Probabilidade de recomendação**.

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## Resumo

### Quem usa PayNet Banking Platform?

A plataforma ativa os seguintes negócios: 
Emissão de cartão
Pagamentos com emulação de cartão host (HCE na sigla em inglês)/comunicação a curta distância (NFC na sigla em inglês)/código QR/ponto de venda (PDV) móvel
Cobrança e gestão de empréstimos 
Carteira em várias moedas
Dinheiro móvel
Aquisição de estabelecimentos comerciais
Banco móvel
Fidelidade

## Quick Stats & Ratings

| Metric | Classificação | Detail |
| **Geral** | **4.5/5** | 13 Avaliações |
| Praticidade | 4.7/5 | Based on overall reviews |
| Suporte ao cliente | 4.7/5 | Based on overall reviews |
| Relação qualidade/preço | 4.6/5 | Based on overall reviews |
| Recursos | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Probabilidade de recomendação) |

## Sobre o fornecedor

- **Empresa**: Toucan

## Commercial Context

- **Preço inicial**: 1,00 US$
- **Modelo de preços**:  (Free version available) (Teste Grátis)
- **Target Audience**: 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000
- **Deployment & Platforms**: Nuvem, SaaS, baseado na web, Mac (desktop), Windows (desktop), Linux (local)
- **Idiomas**: francês, inglês, árabe
- **Available Countries**: Afeganistão, Angola, Argélia, Arménia, Austrália, Azerbaijão, Benim, Botsuana, Brunei, Burquina Faso, Burundi, Cabo Verde, Camarões, Camboja, Canadá, Cazaquistão, Chade, Comores, Congo-Brazzaville, Congo-Kinshasa and 93 more

## Recursos

- Acesso para Celular
- Alertas/notificações
- Alerts/Escalation
- Análise financeira
- Autenticação
- Autenticação Multifator
- Autenticação móvel
- Banco de varejo
- Bate-papo/Mensagens instantâneas
- Carteira digital
- Cobrança e faturamento
- Cobrança recorrente ou de assinaturas
- Conformidade com o PCI
- Contas de clientes
- Detecção de fraude
- Extratos eletrônicos
- Gerenciamento de usuários
- Gestão de cartões de crédito
- Gestão de conformidade
- Gestão de políticas
- Gestão de tesouraria
- Gestão financeira
- Logon único
- Monitoramento de transações
- Múltiplas opções de pagamento
- Pagamento de faturas
- Pagamentos P2P
- Pagamentos eletrônicos
- Pagamentos em pessoa
- Pagamentos móveis
- Payment Gateway Integration
- Prevenção de fraude de pagamento
- Processamento de cartões de débito/crédito
- Processamento de pagamentos ACH
- Relatórios e análise de dados
- Segurança de SSL

## Opções de suporte

- Email/Help Desk
- FAQs/Fórum
- Base de conhecimento
- Suporte por telefone
- Assistência 24/7
- Bate-papo

## Category

- [Software de Banco Online](https://www.capterra.pt/directory/30589/online-banking/software)

## Categorias relacionadas

- [Software de Banco Online](https://www.capterra.pt/directory/30589/online-banking/software)
- [Programas de Controle Financeiro](https://www.capterra.pt/directory/31123/financial-services/software)
- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)
- [Software de Autenticação](https://www.capterra.pt/directory/31218/authentication/software)
- [Software de Banco para Celular](https://www.capterra.pt/directory/10063/mobile-banking/software)

## Alternativas

1. [Plaid](https://www.capterra.pt/software/174384/plaid) — 4.4/5 (95 reviews)
2. [Macrobank](https://www.capterra.pt/software/39210/canopus-epaysuite) — 4.8/5 (6 reviews)
3. [PayPal](https://www.capterra.pt/software/179251/paypal) — 4.6/5 (26304 reviews)
4. [PagBank](https://www.capterra.pt/software/1029326/pagseguro) — 4.6/5 (19 reviews)
5. [Intergiro](https://www.capterra.pt/software/1035444/intergiro) — 4.8/5 (12 reviews)

## Avaliações

### "Personalizing the Banking Experience" — 4.0/5

> **Avaliador Verificado** | *2 de março de 2021* | Serviços e tecnologia da informação | Recommendation rating: 7.0/10
> 
> **Vantagens**: Banking before digital transformation is like this huge excel file with hundreds of sheets about millions of people, which carries hundreds of potential patterns \& data points of every individual that are not organized and interpreted for business development but duplicated and considered a hassle to manage. But, with an omni channel digital banking solution it not only organizes your data but also identifies patterns and data points to notify and connect you with potential leads/ opportunities. Alongside It gives your team the freedom to innovate \& cultivate strategizes in alignment to your organizations values \& visions.
> 
> **Desvantagens**: It's a long \& tedious process of integration. It requires a lot of time investment and devotion from key people of the organisations, hence finding the hours for already ongoing projects or daily work might be affected.

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### "Excellent software and partnership" — 5.0/5

> **Nader** | *25 de março de 2021* | Serviços financeiros | Recommendation rating: 10.0/10
> 
> **Vantagens**: Commitment, support, flexibility, cost effective, business modeling
> 
> **Desvantagens**: None to be honest, paynet system gave us more than we expected not only current requirements but also future.
> 
> Great product and company

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### "NMB Bank Omni Channel Banking" — 4.0/5

> **Shivaraj** | *26 de julho de 2020* | Bancos | Recommendation rating: 10.0/10
> 
> **Vantagens**: The Product is build as per the Scope and is different than the traditional Mobile and Internet banking, the Clients of the banks will get the same experience in all the channels. As the system is still under implementation we have lot to do and the team behind this are working round the clock to make things as per the scope.  The team has built the system in such a way that bank can implement any client needs easily.
> 
> **Desvantagens**: No Comments on this, as we have long way to go. but till date what has been delivered is up to the mark and hope the team will delivery rest of the scope as expected.
> 
> We are still in the implementation phase, but till date the implementation is as per the requirements of the bank and the scope of work as agreed. we are yet to go public but the feedback from the soft launch is impressive and it has given us more energy to implement this product as a integrated channel for all the banks business offerings.

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### "Best In Class" — 5.0/5

> **ALi** | *27 de fevereiro de 2023* | Serviços financeiros | Recommendation rating: 10.0/10
> 
> **Vantagens**: Best team of professionals I ever cooperated with. They you know every single details in both business and technical aspects .
> 
> **Desvantagens**: Nothing to mention. you just need have a detailed scope of work and make sure that you have the best PM on the implementation.

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### "Experienced and responsive" — 5.0/5

> **Archil** | *27 de fevereiro de 2021* | Serviços financeiros | Recommendation rating: 8.0/10
> 
> **Vantagens**: I should stress the architecture, rich functionality and reliability of the system as well as highly professional and responsive team
> 
> **Desvantagens**: We look forward to next iteration of currency exchange functionality

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## Links

- [View on Capterra](https://www.capterra.pt/software/163173/paynet-cloud)

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