---
description: Tudo sobre Stripe: preço, alternativas, vantagens e desvantagens, funcionalidades e avaliações de outros usuários graças à Capterra Portugal. Saiba mais!
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title: Stripe - Preço, avaliações e classificação - Capterra Portugal 2026
---

Breadcrumb: [Home](/) > [Sistemas de Pagamentos](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Com a Stripe, sua empresa pode começar a cobrar cartões de crédito online imediatamente.  Nenhuma conta de comerciante ou gateway é necessário.
> 
> Verdict: Rated **4.6/5** by 3344 users. Top-rated for **Probabilidade de recomendação**.

-----

## Resumo

### Quem usa Stripe?

Qualquer empresa que queira aceitar pagamentos online.

## Quick Stats & Ratings

| Metric | Classificação | Detail |
| **Geral** | **4.6/5** | 3344 Avaliações |
| Praticidade | 4.5/5 | Based on overall reviews |
| Suporte ao cliente | 4.2/5 | Based on overall reviews |
| Relação qualidade/preço | 4.3/5 | Based on overall reviews |
| Recursos | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Probabilidade de recomendação) |

## Sobre o fornecedor

- **Empresa**: Stripe
- **Location**: San Francisco, EUA
- **Founded**: 2009

## Commercial Context

- **Target Audience**: Profissional autônomo, 2 - 10, 11 - 50, 51 - 200, 201 - 500, 501 - 1 000, 1 001 - 5 000, 5 001 - 10 000, 10 000+
- **Deployment & Platforms**: Nuvem, SaaS, baseado na web, Android (celular), iPhone (celular), iPad (tablet)
- **Idiomas**: alemão, búlgaro, checo, chinês, dinamarquês, eslovaco, esloveno, espanhol, estónio, finlandês, grego, húngaro, inglês, italiano, japonês, letão, lituano, malaio, neerlandês, norueguês, polaco, português, romeno, russo, sueco, turco
- **Available Countries**: Alemanha, Austrália, Brasil, Bulgária, Bélgica, Canadá, Chipre, Chéquia, Dinamarca, Emirados Árabes Unidos, Eslováquia, Eslovénia, Espanha, Estados Unidos, Estónia, Finlândia, França, Grécia, Hong Kong, RAE da China, Hungria and 21 more

## Recursos

- API
- Acesso para Celular
- Cobrança e faturamento
- Cobrança recorrente ou de assinaturas
- Conformidade com o PCI
- Gestão de recibos
- Gestão de transações
- Monitoramento de transações
- Múltiplas moedas
- Múltiplas opções de pagamento
- Pagamentos eletrônicos
- Pagamentos em pessoa
- Pagamentos móveis
- Ponto de vendas (PDV)
- Prevenção de fraude de pagamento
- Processamento de cartões de crédito
- Processamento de cartões de débito/crédito
- Processamento de pagamentos ACH
- Relatórios e análise de dados
- Relatórios e estatística
- Segurança de dados
- Third-Party Integrations

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Opções de suporte

- Email/Help Desk
- FAQs/Fórum
- Base de conhecimento
- Assistência 24/7
- Bate-papo

## Category

- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)

## Categorias relacionadas

- [Sistemas de Pagamentos](https://www.capterra.pt/directory/30232/payment-processing/software)
- [Software de Carteiras de Criptomoedas](https://www.capterra.pt/directory/33075/cryptocurrency-wallets/software)
- [Sistemas de Câmbio](https://www.capterra.pt/directory/10053/currency-exchange/software)
- [Software de Câmbio de Criptomoedas](https://www.capterra.pt/directory/33575/cryptocurrency-exchange/software)
- [Sistemas de Pagamento por Celular](https://www.capterra.pt/directory/31089/mobile-credit-card-processing/software)

## Alternativas

1. [PayPal](https://www.capterra.pt/software/179251/paypal) — 4.6/5 (26420 reviews)
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3. [Square Payments](https://www.capterra.pt/software/170278/square-payments-processing) — 4.7/5 (2687 reviews)
4. [Square Point of Sale](https://www.capterra.pt/software/154907/square-point-of-sale) — 4.6/5 (3031 reviews)
5. [Stax](https://www.capterra.pt/software/157492/fattmerchant-payments-online) — 4.1/5 (129 reviews)

## Avaliações

### "The easiest way to receive payments." — 5.0/5

> **Armando** | *29 de julho de 2019* | Produção audivisual | Recommendation rating: 10.0/10
> 
> **Vantagens**: What i like the most, is the number of other software that can be integrated with. This makes Stripe very versatile and manageable.
> 
> **Desvantagens**: There is no con that i can think of regarding Stripe.

-----

### "Great value payment platform with fast payouts" — 5.0/5

> **David** | *1 de abril de 2026* | Gestão da educação | Recommendation rating: 8.0/10
> 
> **Vantagens**: Stripe has been very reliable for our business and offers strong value for money compared to alternatives. A recent advantage for us is the instant payouts, which significantly improves cash flow and reduces the stress of waiting on funds. The platform is easy to use, integrates well with other systems, and makes managing payments straightforward.
> 
> **Desvantagens**: Fees can add up as volume grows, especially for smaller transactions, and it’s not always easy to clearly see the total cost impact at a glance.
> 
> Overall, Stripe has been a great fit for our business. It’s dependable, flexible, and supports growth without adding too much operational complexity. The instant payout feature alone makes a big difference to day-to-day cash flow, and the system has scaled well as we’ve grown.

-----

### "Easy pay system" — 5.0/5

> **Konstantin** | *5 de maio de 2026* | Construção | Recommendation rating: 10.0/10
> 
> **Vantagens**: It is pretty easy to set up for a first time. Not too expensive. Not sure about customer support, because it was really to set up at the first time. Card payments are really easy. Especially we love that our customers can tap their debit card or credit card on business phone and make a payment. No need to buy any POS systems from them. The app is fully customizable, you can choose what day and time to get money on your account. So far didn’t had any bugs or  issues with the system, works great.
> 
> **Desvantagens**: When first time I was trying to find information about how much does it cost it was hard. Also Really wanted to talk to real person for customer support or sales agent. Didn’t found their phone number. There is a bug sometimes when you using
> 
> So far using it everyday. No problem. It is a good addition to our customer service system, where they can pay bills online.

-----

### "Funds Held for Over 1 Year Without Resolution" — 1.0/5

> **Ashish** | *14 de abril de 2026* | Publicidade e marketing | Recommendation rating: 0.0/10
> 
> **Vantagens**: Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active.
> 
> **Desvantagens**: Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period.
> 
> My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks.

-----

### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5

> **Avaliador Verificado** | *17 de março de 2026* | Hotelaria | Recommendation rating: 10.0/10
> 
> **Vantagens**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer.
> 
> **Desvantagens**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate.
> 
> Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments.

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## Links

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